Executive Compensation Programs
Supplemental Executive Retirement Plans (SERPs)
Offers officers, key executives, principals, and professionals compensation plans that include deferred compensation, supplemental income, and restoration programs.
Executives’ Retention Plans
Sometimes referred to as “golden handcuffs,” individually tailored plan(s) are developed based on objectives of the organization, the plans are insured or self-insured, and can include retirement, group, individual, and incentive benefits.
Preferred Disability Plans
Underwritten for executives and professionals, the Preferred Professional Disability Income Replacement plan is a top quality, non-cancelable, individually-paid long-term disability income insurance policy for the preferred professional.
Closely Held Business Protection
Insurance based solutions addressing common risks for small businesses.
· Business Interruption Insurance—restores lost revenues resulting from casualty loss.
· Business Interruption Disability Insurance—restores lost revenues resulting from disability
of key person.
· Key Person Life Insurance.
· Life Insurance to fund a Buy-Sell Agreement – a legal agreement between business
owners/partners that specifies the terms of purchase of a deceased owner’s interest in the
business. All SBS solutions take into account the potential impact on the estate of the
business owner.
Executive/Owner Long Term Care Insurance
Employer-paid long-term care protection for key persons that is portable and that takes advantage of favorable tax treatment for both the employer and the key person.
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